Terms of Use

Effective from 8 October 2026 · Version 1.0

These terms form a contract between you and Arora Derivatives ("we", "us"), operator of the Arora Derivatives website and programs. Please read them before you enquire or enrol. By using this website or enrolling in a program, you agree to them.

1. Who we are

We are Arora Derivatives. Our contact and grievance details are on the Contact page.

2. Eligibility

You must be at least 18 years old and legally able to enter a contract under Indian law to enrol in a program. If you are younger, a parent or guardian must enrol on your behalf and accepts these terms.

3. Education only

Everything we publish and teach is for education. We do not provide investment advice, research recommendations, tips, calls or signals, and nothing on this website is an offer or recommendation to buy or sell any security, commodity or derivative. We do not manage client money, run managed accounts, execute trades or accept funds for trading.

This also applies to live classes, one-to-one sessions, chat groups and social media: no specific buy or sell call, price level or trade setup is given. Examples, charts and past data are used only to explain concepts. Learners must not post or sell tips, calls or signals in any group we run.

If an instructor trades an instrument that is discussed in a class, this will be disclosed to learners.

4. Risk

Trading and investing in shares, commodities and derivatives involve a high risk of loss, and you can lose more than you expect. Leverage multiplies losses as well as gains. Examples, charts and past data shown in our programs are for illustration only. Past performance does not indicate future results. We do not promise or guarantee any profit or return, and testimonials or examples are not an indication of what you will achieve.

5. Your responsibility

You are solely responsible for your own financial decisions. If you want personalised investment advice, please consult a registered investment adviser. Please do not trade with money you cannot afford to lose.

6. Programs, fees and payment

• Each program's content, format and duration are shown on the website. The fee is shared with you in writing before you pay.
• Fees are in Indian rupees. Whether GST is included is stated in the fee confirmation and on your invoice.
• You receive a payment confirmation and invoice after a successful payment.
• A fee change does not affect a program you have already paid for.
• Refunds are governed by our Refund Policy.

7. Access and use of materials

Enrolment gives you a personal, non-transferable licence to use the program materials for your own learning for the access period stated in the program details. You may not share your account, resell or redistribute materials, or record live sessions without our written permission.

We may suspend or end your access if you materially breach these terms, after giving you notice and a reasonable chance to fix the breach where that is possible. If we end access without a breach on your part, your refund rights under the Refund Policy apply.

8. Content and intellectual property

Lessons, videos, notes, charts, the logo and other materials are owned by Arora Derivatives or its licensors and are protected by law. Nothing in these terms transfers any ownership to you.

9. Acceptable use

Please do not misuse the website, attempt to disrupt or hack it, submit false information, harass other learners or instructors, or use our groups for advertising, soliciting or sharing tips.

10. Third-party links and availability

The website may link to third-party sites that we do not control and are not responsible for. We aim to keep the website and programs available, but we do not promise they will be uninterrupted or error-free.

11. Limitation of liability

We are not responsible for any trading or investment loss you make, because all trading decisions are yours. Subject to the next paragraph, our total liability to you for any claim connected with a program is limited to the fees you paid for that program.

Nothing in these terms limits or excludes liability for fraud, wilful misconduct, death or personal injury, or any liability that cannot lawfully be limited, and nothing affects your statutory rights as a consumer.

12. Events beyond our control

We are not liable for delay or failure caused by events beyond our reasonable control (such as natural disasters, power or internet failure, exchange or regulatory closures). If a live session is affected, we will reschedule it or provide a recording, or refund the affected portion.

13. Changes to these terms

We may update these terms. The version number and effective date are shown at the top of this page. For a program you have already paid for, the terms in force when you enrolled continue to apply to that program. We will give notice of material changes by email or on the website.

14. Electronic contract

These terms are an electronic record and are valid and binding without a physical signature, as permitted by the Information Technology Act, 2000.

15. Complaints

If you have a complaint, please write to our Grievance Officer first.

16. Governing law and disputes

These terms are governed by the laws of India. We encourage both sides to settle disputes first through our grievance process and, if needed, mediation. This does not stop you from approaching a Consumer Commission or any regulator, including SEBI, where you are entitled to.

17. General

If any part of these terms is found unenforceable, the rest stays in force. These terms (with the Refund Policy and Privacy Policy) are the whole agreement between us about the programs. Failing to enforce a right is not a waiver of it. We may give you notices by email at the address you provided.

18. Contact

Questions about these terms? Reach us at info@aroraderivatives.in.